Asset & vehicle finance

Asset Finance
Asset Finance allows a company to purchase an asset over an agreed timescale, on a fixed monthly payment. This tax efficient option frees up working capital which would otherwise have to be used to purchase the item outright. The revenue which the asset brings in can then be used to service the loan.

Asset finance is available on almost all business assets, both old and new, valued from £5k up to £25m. Up to 100% of the value of the asset is available in some circumstances.

A range of options offer a flexible funding solution for small to medium sized companies, including new-starts and even loss-making companies across a spread of industries.

Stock Finance
If a business has to carry stock which becomes a burden on cash-flow, stock finance can release some funds whilst you retain full control of your stock.

Vehicle Finance
The many flexible, low deposit options available can give you the control over your budgets through fixed monthly payments, with rentals and lease periods tailored to suit your needs. Take advantage of the benefits of ownership without actually owning or having to worry about disposing of the vehicle at the end of the period. Interest paid can be a trading expense, and so is deductible from taxable profits. You can also claim capital allowances.

We can also arrange finance for non-status and sub-prime (CCJ’s, arrears etc) applicants as well as those with healthy credit histories, whether you need one vehicle or a whole fleet!