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UK bridging, development and commercial mortgage brokers

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If you want a fast, flexible and reliable service, try Positive Commercial Finance.

Positive Commercial Finance is an independent UK commercial finance broker specialising in bridging loans, property development finance, joint venture funding and commercial mortgages.

We arrange short-term and structured property finance from £30,000 to £100 million, secured against residential, mixed-use and commercial property throughout England, Scotland and Wales. Facilities can include first, second and third charge loans, developer exit finance, stretched senior debt, mezzanine and joint ventures.

We are a trading name of Business Financial Solutions Limited, authorised and regulated by the Financial Conduct Authority (FRN 716012), and full members of the NACFB and FIBA. Founded in 2007, we have arranged over £1 billion of funding to date. We do not charge upfront broker fees; our fee is due on completion.

  • Independent broker, FCA FRN 716012
  • No broker fee until completion
  • Over £1 billion arranged since 2007
  • Loans from £30,000 to £100 million
  • 200+ lenders, including banks, private funds and family offices
  • Bridging, development, JV and commercial mortgages
  • 5/5 from 235 reviews on Feefo

Product Types

Who is it for?

We work with property investors, landlords, developers, trading companies and professional clients who need finance against UK property. Typical cases include auction completions, stalled developments, developer exits, portfolio refinances, care-home and HMO schemes, and borrowers who cannot use a high-street mortgage because of timing, works, credit or property type.

How it works

Tell us the property, the amount, the purpose and the exit.
We assess which product fits: bridge, development, JV or mortgage.
We approach suitable lenders from a panel of 200+.
You receive terms, then valuation and legal work.
Funds are drawn when solicitors are ready. Bridging can complete in days; development funding follows a monitored drawdown.

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By submitting this form you confirm that you are happy to submit your data, which will be used solely for the purposes of your enquiry. You can view our Privacy Policy here.

Positive Commercial Finance is a trading name of Business Financial Solutions Limited. Registered in England & Wales 06451075. Registered office address Fourth Floor, Unit 5B, The Parklands, Lostock, Bolton, BL6 4SD . Authorised and regulated by the Financial Conduct Authority (716012). Full members of the NACFB and FIBA. ICO registration reference Z1196910.

Business Financial Solutions Limited is an authorised credit broker and not a lender. We work with a panel of lenders who will typically pay us a commission. This amount varies between lenders.

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