
Positive Commercial Finance is an independent UK commercial finance broker specialising in bridging loans, property development finance, joint venture funding and commercial mortgages.
We arrange short-term and structured property finance from £30,000 to £100 million, secured against residential, mixed-use and commercial property throughout England, Scotland and Wales. Facilities can include first, second and third charge loans, developer exit finance, stretched senior debt, mezzanine and joint ventures.
We are a trading name of Business Financial Solutions Limited, authorised and regulated by the Financial Conduct Authority (FRN 716012), and full members of the NACFB and FIBA. Founded in 2007, we have arranged over £1 billion of funding to date. We do not charge upfront broker fees; our fee is due on completion.
We work with property investors, landlords, developers, trading companies and professional clients who need finance against UK property. Typical cases include auction completions, stalled developments, developer exits, portfolio refinances, care-home and HMO schemes, and borrowers who cannot use a high-street mortgage because of timing, works, credit or property type.
Tell us the property, the amount, the purpose and the exit.
We assess which product fits: bridge, development, JV or mortgage.
We approach suitable lenders from a panel of 200+.
You receive terms, then valuation and legal work.
Funds are drawn when solicitors are ready. Bridging can complete in days; development funding follows a monitored drawdown.

































